- Share Drafts presented for cash by the account holder at the teller line
- Member check presented by Payee at teller line
- ATM Transaction
- POS (PIN Based) Transaction
- Bill Payer transactions
- Online Banking transactions
- Telephone Teller transactions
- ACH/Pre-authorized drafts presented on an account other than the S4 Share Draft Account
- Electronic debit transactions presented on an account other than the S4 Share Draft Account